Cashback Sites

Best Cashback Sites and Apps to Earn Money Back on Every Purchase

Cashback sites pay you a percentage of every purchase you make through their tracked links — turning routine shopping into a passive income stream. The best platforms cover the widest retailer networks, pay the highest rates, have low payout thresholds, and reliably track and pay every qualifying transaction.

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01
M

Microsoft Rewards / Bing Cashback

Microsoft's native rewards program pays points redeemable for gift cards and cashback on purchases made through the Microsoft Edge browser and Bing search cashback offers. For Windows users already in the Microsoft ecosystem, these passive earning opportunities require minimal behavior change.
Steady·Score +20
02
Cashrewards (Australia)

Cashrewards (Australia)

Australia's leading cashback platform with 2,000+ participating retailers and one of the highest average payout rates in the market. Cashrewards' ANZ bank partnership enables bank-linked cashback on debit card purchases in addition to traditional affiliate-tracked online shopping cashback.
Steady·Score +13
03
Quidco (UK)

Quidco (UK)

The UK's largest cashback site with 4,500+ retailers and consistent top-rate cashback across insurance, energy, travel, and retail categories. Quidco's annual fee tier unlocks higher rates that pay for themselves quickly for frequent users, while the free tier offers competitive rates across most categories.
Steady·Score +12
04
TopCashback

TopCashback

Consistently ranked among the highest cashback rate providers in both the US and UK, TopCashback passes through a larger percentage of affiliate commission than competitors by operating on smaller margins. For frequent online shoppers, its rates regularly beat Rakuten by 1–3% across comparable retailers.
Steady·Score +12
05
R

Rakuten (formerly Ebates)

The largest cashback platform in the US, Rakuten offers cash back at 3,500+ retailers including most major online stores, with quarterly 'Big Fat Check' payments via PayPal or check. Its browser extension activates automatically when you visit participating retailers, eliminating the need to manually navigate through the platform.
Steady·Score +10
06
Fetch Rewards

Fetch Rewards

A receipt scanning app that rewards any grocery, liquor store, or pet supply purchase — not just specific items. Fetch's points system is less item-specific than Ibotta but covers a wider range of everyday purchases through a simple scan-any-receipt model.
Steady·Score +8
07
Ibotta

Ibotta

A grocery and consumer goods cashback app that pays rebates on specific brand purchases at 2,500+ retailers. Submit a receipt photo after any purchase — including in-store — to claim applicable offers. Ibotta's brand deal network makes it particularly valuable for grocery and household staples shoppers.
Steady·Score +7
08
S

Stacking Strategy: Portal + Card + Coupon

Maximum cashback comes from stacking: activate a cashback portal (Rakuten), use a rewards credit card through that portal (2–5% card rewards), and apply any available coupon code on top. This three-layer stack can return 8–15% of total purchase value on common retail transactions.
Steady·Score +6
09
Swagbucks

Swagbucks

Beyond coupons, Swagbucks functions as a full cashback platform paying SB points redeemable for PayPal cash or gift cards. Its additional earning opportunities — surveys, videos, search rewards — allow stacking cashback with parallel point earning for shoppers willing to engage with the broader platform.
Steady·Score +6
10
Dosh

Dosh

A completely automatic cashback app that links your credit or debit card and pays cashback on qualifying purchases made at participating restaurants, hotels, and retailers without any receipt scanning or coupon activation. The frictionless model means you genuinely earn passively without changing shopping behavior.
Steady·Score +4
11
Capital One Shopping (formerly Wikibuy)

Capital One Shopping (formerly Wikibuy)

Capital One's shopping tool functions as both a coupon code tester and a cashback portal with thousands of participating retailers. Its browser extension layer makes cashback activation seamless — particularly valuable for Capital One cardholders who can stack portal cashback with card rewards simultaneously.
Steady·Score +4
12
B

BeFrugal

A cashback portal with one of the widest US retailer networks and a $10 welcome bonus, BeFrugal offers competitive rates and a useful price comparison feature. Its 'Double Cashback' days and weekend promotions create additional earning opportunities beyond standard rates.
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Microsoft Rewards / Bing Cashback

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Best Cashback Credit Cards to Maximize Everyday Spending Returns
The right cashback credit card silently earns hundreds or thousands of dollars annually on purchases you were going to make anyway. These are the cards consistently delivering the highest return across different spending profiles — from flat-rate simplicity to category-optimized earning for strategic spenders.
12 items133 votesUpdated 3 days ago