01
YNAB (You Need A Budget)
The gold standard budgeting app — zero-based budgeting that genuinely changes financial lives.
▲ Steady·Score +19
Apps
Best Budgeting & Money Apps of 2026
Take control of your finances with these top-rated apps that make budgeting, saving and investing effortless.
Pick your favorites · Every vote moves the ranking · Results update live
02
Mint
Intuit's free app that tracks all accounts, budgets and credit scores in one place.
▲ Steady·Score +17
03
S
Splitwise
The definitive app for splitting bills with friends, housemates and travel companions.
▲ Steady·Score +13
04
R
Revolut
The super-app for banking, investing, crypto and international money transfers.
▲ Steady·Score +13
05
Wealthfront
Automated robo-advisor with tax-loss harvesting and low-cost portfolio management.
▲ Steady·Score +12
06
Goodbudget
Digital envelope budgeting system — old-school methodology made modern and mobile.
▲ Steady·Score +11
07
A
Acorns
Invests your spare change automatically — micro-investing made painlessly simple.
▲ Steady·Score +11
08
Personal Capital
Comprehensive wealth management tracker combining budgeting with investment analysis.
▲ Steady·Score +7
09
W
Wise (TransferWise)
The cheapest and most transparent way to send money internationally — a game-changer.
▲ Steady·Score +5
10
M
Monzo
UK's beloved challenger bank with spending analytics and instant notifications.
▲ Steady·Score +4
11
C
Coinbase
The most trusted and user-friendly crypto exchange for buying Bitcoin and altcoins.
▲ Steady·Score +2
12
R
Robinhood
Commission-free stock trading that democratised investing for a new generation.
▲ Steady·Score -1
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